FriendLink Incentive

1. The referral incentive is offered by Yolife Protection and Mortgages.

2. You must be 18 or older and an existing client of Yolife Protection and Mortgages (with either a protection policy in place or a completed mortgage arranged through us).

3. This offer is valid for referrals made between April 1, 2024, and November 30, 2025.

4. To participate, the referring party must email Kristina.slavicke@yolifesolutions.com with the name and telephone number of the friend they are referring.

5. The referred friend must not have been previously registered as a client or received services from Yolife Protection and Mortgages.

6. The referred friend must provide their consent to be contacted by Yolife Protection and Mortgages regarding their services.

7. A "successful mortgage completion" is defined as the finalization of the mortgage agreement and the disbursement of funds.

8. If the referral leads to a successful mortgage completion within 12 months of the referral submission, the referring party will be eligible to receive a free gift.

9. The free gift will be one of the following vouchers: Amazon, Just Eat, or Love2Shop, each valued at £100.

10. The choice of voucher is subject to availability and may be substituted with a similar value voucher. We will notify participants of any significant changes.

11. Referrers will receive their voucher within 30 days of mortgage completion, sent via post or email.

12. There is no cash alternative to the voucher.

13. Each referring party is eligible to receive one voucher per referred friend, with a maximum of 6 vouchers per year.

14. Yolife Protection and Mortgages reserves the right to modify or terminate the referral incentive program at any time without prior notice.

15. This offer cannot be combined with any other promotions or discounts offered by Yolife Protection and Mortgages.

16. Personal information provided as part of this referral program will be handled in accordance with Yolife Protection and Mortgages' Privacy Policy and applicable data protection laws.

17. By submitting a referral, the referring party automatically agrees to these terms and conditions.

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Disclaimers:

This promotion is not a financial advice offer. All mortgage applications are subject to eligibility, affordability, and lender criteria.

Vouchers are considered gifts and may be subject to personal tax obligations depending on individual circumstances.